List of ABBREVIATIONS

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List of ABBREVIATIONS
AAUM - Average Assets Under Management
ABC - Atomic Biological and Chemical/Audit Bureau of Circulation
ABS - Asset Backed Security
ABU - Asian Broadcasting Union
ACB - Anti Corruption Bureau
ACES - Automation of Central Excise and Service Tax
ACU - Additional Competitive Underwriting
ADB* - Asian Development Bank
ADR - American Depository Receipts
ADs - Authorised Dealers
AEC - Atomic Energy Commission
AERB - Atomic Energy Regulatory Board
AFCs - Asset Finance Companies
AFS - Available For Sale
AGL - Aggregate Gap Limit
AHWR - Advanced Heavy Water Reactor
AI - Air India
AICTE - All India Council for Technical Education
AIDS - Acquired Immune Deficiency Syndrome
AIDWA - All India Democratic Women’s Association
AIKS - The All Indian Kisan Shaba
AIMA - All India Management Association
AITA - All India Tennis Association
ALD - Aggregate Liability to Depositors
ALM - Asset-Liability Management (System)
APC - Armoured Personnel Carrier
APEC - Asia Pacific Economic Co-operation
APEDA - Agriculture Products Export Development Authority
APMC - Agriculture Produce Marketing Committee
ARDC - Agriculture Refinance Developmental Corporation
ASBA* - Application Supported by Blocked Amount
ASEAN* - Association of South East Asian Nations
ASHA* - The Accredited Social Health Activists
ASSOCHAM - Associated Chamber of Commerce and Industry of India
ATM* - Automated Teller Machine
ATR - Action Taken Report
AU - African Union
AVCC - Automatic Vehicle Counter-cum-Classifier
AWAN* - Association of Women from Asian Nations
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BARC - Bhabha Atomic Research Centre
BBC - British Broadcasting Corporation
BBS - Bulletin Board Service
BBSRC - Biotechnology and Biological Science Research Council
BC - Business Correspondence/Business Correspondent
BCBS* - Basel Committee on Banking Supervision
BCCI - Board of Control for Cricket in India
BCD - Bond, Currency and Derivatives
BCR - Bank Credit Report
BCSBI* - Banking Codes and Standards Board of India
BFS - Board for Financial Supervision
BHEL - Bharat Heavy Electricals Limited
BIPA* - Bilateral Investment Promotion and Protection Agreement
BIFR - Bureau of Industrial and Financial Reconstruction
BIOS - Basic Input Output System
BIS - Bank for International Settlement/ Bureau of Indian Standards
BOISL* - Bank of India Shareholding Ltd (Subsidiary)
BOLT - Bombay On-Line Trading / Build Operate-Lease Transfer
BoP - Balance of Payments
BPCL - Bharat Petroleum Corporation Limited
BPL* - Below Poverty Line
BPLR - Benchmark Prime Lending Rate
BPO* - Business Process Outsourcing
BPSS - Board for Payment and Settlement Systems
BRIC* - Brazil-Russia-India-China
BRICS* - Brazil-Russia-India-China-South Africa
BSE* - Bombay Stock Exchange
BSF - Border Security Force
BSNL - Bharat Sanchar Nigam Limited
B2B - Business to Business
B2C - Business to Consumer
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CAAAA - Confederation of Asian Advertising Agency Associations
CABE - Central Advisory Board of Education
CAC - Capital Account Convertibility
CAD - Current Account Deficit
CAEAC - Civil Aviation Economic Advisory Council
CAG* - Comptroller and Auditor General
CAMELS - Capital, Asset, Management, Earnings, Liquidity, Sensitivity
CAPART* - Council for Advancement of People's Action and Rural Technology
CARA - Central Adoption Resource Authority
CARE* - Child & Adolescent Resources for Education
CARINGS - Child Adoption Resource Information and Guidance System
CASA* - Current Account and Saving Account
CBDT - The Central Board of Direct Taxes
CBEC - Central Board of Excise and Customs
CBFC* - Central Board of Film Certification
CBI* - Central Bureau of Investigation
CBLOs - Collateralised Borrowing and Lending Obligations
CBS* - Core Banking Solution
CCEA* - Cabinet Committee on Economic Affairs
CCI - Consumer Confidence Index
CCS - Cabinet Committee on Security
CD* - Certificate of Deposit
CDs - Certificate of Demands
CDS - Credit Default Swaps
C-DAP - Comprehensive District Agriculture Plan
CDMA* - Code Division Multiple Access
CDR* - Corporate Debt Restructuring
CDS - Compulsory Deposit Scheme
CDSL - Central Depository Services Ltd
CECA - Comprehensive Economic Cooperation Agreements
CEGC - Central Employment Guarantee Council
CEN-VAT - Central Value Added Tax (CENVAT)
CEO - Chief Executive Officers
CFSA* - Committee on Financial Sector Assessment
CIA - Central Intelligence Agency
CIBIL - Credit Information Bureau (India) Limited
CIC - Central Information Commission
CICs - Core Investment Companies
CID - Criminal Investigation Department
CIF - Cost, Insurance and Freight
CII* - Confederation of Indian Industry
CIN - Citizen Intelligence Network
CITU - Centre of Indian Trade Unions
CJI - Chief Justice of India
CLF - Collateralised Lending Facility
CLN - Credit Linked Notes
CLO - Collateralised Loan Obligations
CMIE* - Centre for Monitoring Indian Economy
COD - Cash on Delivery
COFEPOSA - Conservation of Foreign Exchange and Prevention of Smuggling Act
COO - Chief Operating Officer
CORBA - Common Object Request Broker Architecture
CP* - Commercial Paper
CPA - Central Plan Assistance
CPCB - Central Pollution Control Board
CPI* - Consumer Price Index
CPI-IW - Consumer Price Index for (Industrial Workers)
CPWD - Central Public Works Department
CRAR - Capital to Risk-Weighted Assets Ratio
CRE - Commercial Real Estate
CRF - Calamity Relief Fund
CRISIL* - Credit Rating and Information Services India Limited
CRKA - Central Record Keeping Agency
CRM - Customer Relationship Management
CRR* - Cash Reserve Ratio
CRRI - Central Rice Research Institute
CRSP* - Central Rural Sanitation Programme
CRT - Credit Risk Transfer
CRY * - Child Relief and You
CSO - Central Statistical Organization
CSTRD - Centre of Science and Technology for Rural Development
CSTO - Collective Security Treaty Organisation
CTBT - Comprehensive Test Ban Treaty
CTC - Counter Terrorism Committee
CTU - Central Trade Union
CVC - The Central Vigilance Commission
CVD - Counter Vailing Duty
CWRDM - Centre for Water Resources Development and Management
C2C - Consumer to Consumer
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DAE - Department of Atomic Energy
DAVP* - Directorate of Advertising and Visual Publicity
(Advertising agency of Central Government bodies all over the country)
DCPS - Defined Contribution Pension Scheme
DDA - Diamond Dollar Account
DDT* - Dividend Distribution Tax
DEPB - Duty Entitlement Pass Book
DF - Deficit Finance
DFI - Developmental Financial Institution
DGCA - Directorate General of Civil Aviation
DICGC - Deposit Insurance and Credit Guarantee Corporation
DICGCI - Deposit Insurance and Credit Guarantee Corporation of India
DIN - Document Identification Number
DIPP* - Department of Industrial Policy and Promotion
DMA - Direct Marketing Agent
DNA* - Deoxyribo-Nucleic Acid
DONER - Development of North-Eastern Region
DoT - Department of Telecommunications
DPAP* - Drought Prone Area Project
DRDO - Defence Research and Development Organisation
DSCR* - Debt Service Coverage Ratio (all so known as debt coverage ratio [DCR])
DTAA* - India has comprehensive Double Taxation Avoidance Agreements (DTAA)
with 83 countries. This means that there are agreed rates of tax and jurisdiction
on specified types of income arising in a country to a tax resident of another
country.
DTC* - Direct Taxes Code
DTH - Direct to Home
DTL - Demand and Time Liabilities
DTTs - Double Taxation Treaties
DVAC - Directorate of Vigilance and Anti-Corruption
DvP - Delivery versus Payment
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EBITDA - Earnings Before Interest, Taxes, Depreciation and Amortisation
ECA - Essential Commodities Act
ECBs - External Commercial Borrowings
ECGC* - Export Credit Guarantee Corporation (of India Limited)
ECS* - Electronic Clearing Service
ECOSOC - Economic and Social Council (UN)
EDCIL - Education Development Consultants India Ltd.
EDMS - Electronic Document Management System
EEFC* - Exchange Earners’ Foreign Currency
EEZ - Exclusive Economic Zone
EFT* - Electronic Funds Transfer
EFTA - European Free Trade Association
EIU - Economist Intelligence Unit
EMDCs - Emerging Markets and Developing Countries
EMI* - Equated Monthly Installment
EMRC - Educational Media Research Centre
EMVS* - EuroPay MasterCard Visa Standard
ENR - Enrichment and Reprocessing
EOS - Electronic Online System
EPCH - Export Promotion Council for Handicrafts
EPFO - Employee’s Provident Fund Organisation
EPI - Environmental Performance Index
EPZ - Export Processing Zone
ESMA - Essential Services Maintenance Act
ESOPs* - Employee Stock Options
EU - European Union
EWS - Economically Weaker Sections
EXIM BANK - Export Import Bank of India
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FAO* - Food and Agriculture Organisation
FAQ - Fair Average Quality
FBI - Federal Bureau of Investigation
FCA - Foreign Currency Assets
FCCBs* - Foreign Currency Convertible Bonds
FCEB - Foreign Currency Exchangeable Bond
FCI - Food Corporation of India
FCNR(A) - Foreign Currency Non-Resident (Accounts)
FDI* - Foreign Direct Investment
FDR* - Financial Dispute Resolution
FEDAI* - Foreign Exchange Dealers’ Association of India
FEMA* - Foreign Exchange Management Act
FERA - Foreign Exchange Regulation Act
FESFBs - Foreign Exchange Stabilisation Fund Bonds
FIA - Federal Investigation Agency
FICN - Fake Indian Currency Notes
FICCI* - Federation of Indian Chambers of Commerce and Industry
FIFA* - Federation International Football Association
FIIs - Foreign Institutional Investors
FIMMDA Foreign Income Money Market and Derivatives Association (of India)
FIPB* - The Foreign Investment Promotion Board (FIPB) is a national agency
of Government of India, with the remit to consider and recommend foreign
direct investment (FDI) which does not come under the automatic route. It
provides a single window clearance for proposals on FDI in India.
FIR - First Information Report
FLC - Foreign Legal Consultant
FLCC* - Financial Literacy and Credit Counselling
FMCG - Fast Moving Consumer Goods
FOB - Free On Board
F & O* - Future & Options
FPAI - Football Players Association of India
FPO - Follow-on Public Offer
FPSB* - Financial Planning Standards Board Ltd (FPSB) is a nonprofit association that
manages, develops and operates certification, education and related programs
for financial planning organizations so they may benefit the global community
by establishing, upholding and promoting worldwide professional standards
in financial planning.
FRA* - Forward Rate Agreement
FRBM* - Fiscal Responsibility and Budget Management (Act)
FSDC* - Financial Stability and Development Council
FSLRC - Financial Sector Legislative Reforms Commission
FTA* - Free Trade Agreement
FTII - Films and Television Institute of India
FTP - Foreign Trade Policy
FTU - Free Trade Union
FTZ - Free Trade Zone
FYI - For Your Information
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G7 - Group of Seven (US, UK, Germany, France, Italy, Japan and Canada)
G8 Includes G7 Plus Russia.
GAC - General Administration of Customs
GAIL - Gas Authority of India Limited
GASAB - Government Accounting Standards Advisory Board
GATS - General Agreement on Trade and Services
GATT - General Agreement on Tariffs and Trade
GBC - The Greater Baltimore Committee (BC) is a regional, membership organization
of more than 500 businesses, nonprofit organizations, and educational and
civic institutions.
GDCF* - Gross Domestic Capital Formation
GDP* - Gross Domestic Product
GDR* - Global Depository Receipt
GEF - Global Environment Fund
GEM - Growth Enterprise Market
GEMM - Gilt-Edged Market Makers
GET* - The Guaranteed Education Tuition Program is Washington's 529 prepaid
college tuition savings plan.
GHQ - General Head Quarters
GI - Government Issue
GIC - General Insurance Corporation
GM - Genetically Modified
GMT - Greenwich Mean Time
GNP* - Gross National Product
GoM - The Group of Ministers
GPF - General Provident Fund
GPS - Global Positioning System
GRACE - Gravity Recovery and Climate Experiment
GRM - Gross Refining Margin
GSDP - Gross State Domestic Product
G-Sec - Government Securities (G-Securities)
GSLV* - Geosynchronous Satellite Launch Vehicle
GSM - Global System for Mobile
GST* - Goods and Services Tax
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H1N1 - Hem agglutinin 1 and Neuraminidase
HDFC* - Housing Development and Financial Corporation
HFC - Housing Finance Companies
HIPC - Heavily Indebted Poor Countries (HIPC) is a group of 39 developing
countries with high levels of poverty and debt overhang which are eligible for
special assistance from the International Monetary Fund (IMF) and the World
Bank.
HIV - Human Immunodeficiency Virus
HOA - Heads of Agreement
HPV - Human Papiloma Virus
HPCL - Hindustan Petroleum Corporation Ltd.
HRD - Human Resource Development
HSBC* - Hongkong and Shanghai Banking Corporation Limited
HUDCO - Housing and Urban Development Corporation
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IA - Indian Airlines
IA & AS - Indian Audit and Accounts Services
IAAI - International Airport Authority of India
IAAF - International Association of Athletic Federation
IAEA - International Atomic Energy Agency
IAF - Indian Air Force
IARI - Indian Agricultural Research Institute
IAS - Indian Administrative Service
IASRI* - Indian Agricultural Statistics Research Institute
IBA* - Indian Banks’ Association
IBRD* - International Bank for Reconstruction and Development (World Bank)
IBSA - India-Brazil-South Africa
ICAR - Indian Council for Agricultural Research
ICC - International Cricket Council
ICDs - Inter Corporate Deposits
ICDS - Integrated Child Development Services
ICICI* - Industrial Credit and Investment Corporation of India
ICIMD - International Centre for Integrated Mountain Development
ICPS* - Integrated Child Protection Scheme
ICRA* - Investment Information and Credit Rating Agency Ltd
ICRP - The International Commission on Radiological Protection (ICRP) is an
advisory body providing recommendations and guidance on radiation
protection. It was founded in 1928 by the International Society of
Radiology (ISR) and was then called the International X-ray and Radium
Protection Committee (IXRPC).
ICU - International Components for Unicode (ICU) is a mature, widely used set of
C/C++ and Java libraries providing Unicode and Globalization support for
software applications. ICU is widely portable and gives applications the same
results on all platforms and between C/C++ and Java software.
Intensive Care Unit (ICU) a hospital unit in which is concentrated special
equipment and specially trained personnel for the care of seriously ill patients
requiring immediate and continuous attention (intensive care). Called
also critical care unit.
ICWF - Indian Community Welfare Fund
IDBI - Industrial Development Bank of India
IDR - Indian Depository Receipt
IEPF* - Investor Education and Protection Fund
IFAB - International Football Association Board
IFCI* - Industrial Financial Corporation of India
IFC* - Infrastructure Finance Companies
IFFI - International Film Festival of India
IFFCO* - Indian Farmers Fertilizer Cooperative
IFRS* - International Financial Reporting Standards
IFS - Indian Forest Service
IGCAR - Indira Gandhi Centre for Atomic Research
IIA - Indian Industries Association
IIBF* - Indian Institute of Banking and Finance
IIED - International Institute for Environment and Development
IIFCL* - India Infrastructure Finance Company Limited
IIP* - Index of Industrial Production
IIS - Indian Institute of Sciences
IISER - Indian Institutes of Science and Educational Research
IIT - Indian Institute of Technology
IIIT - Indian Institute of Information Technology
ILAF* - Interim Liquidity Adjustment Facility
ILO - International Labour Organisation
IMF* - International Monetary Fund
INA - Indian National Army
INMA - International Newspaper Marketing Association
INR - Indian National Rupees
INS - Indian Newspaper Society
INSAT - Indian National Satellite
INSDOC - Indian National Scientific Documentation Centre
INTUC - Indian National Trade Union Congress
IOA - Indian Olympic Association
IOC - Indian Oil Corporation / International Olympic Committee
IPC - Indian Penal Code
IPO* - Initial Public Offer
IPSAS - International Public Sector Accounting Standards
IRDA* - Insurance Regulatory and Development Authority of India
IRDP* - Integrated Rural Development Programme
IRF - Interest Rate Futures
IRR* - Internal Rate of Return
ISI - Inter Services Intelligence (ISI) is the largest intelligence service in Pakistan
ISIS - Institute of Science and International Security
ISO - International Organization for Standardization
ISRO* - Indian Space Research Organisation
ITC - India Tobacco Company
ITL - Indian Tennis League
IVFRI - Immigration, Visa and Foreigner’s Registration and Tracking
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JAC* - Joint Action Committee
JEM - Justice and Equality Movement
JETRO* - Japan External Trade Organization
JIPMER - Jawaharlal Nehru Institute of Postgraduate Medical Education and
Research
JNNURM - Jawaharlal Nehru National Urban Renewal Mission
JPC - Joint Parliamentary Committee
JV - Joint Venture
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KCC* - Kisan Credit Card
KYC* - Know Your Customer
- - - × - - -
LAF* - Liquidity Adjustment Facility
LASER - Light Amplification by Stimulated Emission of Radiation
LCC - Low-Cost Carrier
LCD - Liquid Crystal Display
LCs - Loan Companies
LDC - Less Developed Countries
LEAF* - Legal Education and Action Fund
LERMS - Liberalised Exchange Rate Management System
LIBOR* - London Inter-Bank Offered Rate
LIC* - Life Insurance Corporation of India
LIG - Lower Income Groups
LIS - Land Information System
LLP - Limited Liability Partnership
LNG* - Liquid Natural Gas
LOLR - Lender of Last Resort
LSE - London School of Economics
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MAC - Multi Agency Centre
MAT* - Minimum Alternate Tax
MCAP - Market Capitalization
MCC - Manchester Chamber of Commerce
MCI - Medical Council of India
MEF - Major Economies Forum
MF - Mutual Fund
MFI* - Micro Finance Institution
MIBOR - Mumbai Inter-Bank Offered Rate
MIFOR - Mumbai Inter-Bank Forward Offered Rate
MISA - Maintenance of Internal Security Act
MLA - Member of Legislative Assembly
MMIs - Money Market Instruments
MMMF - Money Market Mutual Fund
MODVAT* - Modified Value Added Tax
MORTH - Ministry of Road Transport and Highways
MoMA - Ministry of Minority Affairs
MoU - Memorandum of Understanding
MP - Member of Parliament
MPEDA* - Marine Products Export Development Authority
MPI - Multi dimensional Poverty Index
MPLADS* - Members of Parliament Local Area Development Scheme
MRI - Magnetic Resonance Imaging (MRI) is a type of scan used to diagnose health
conditions that affect organs, tissue and bone.
MRV - Measurement Reporting and Verification
MRVC* - Mumbai Rail Vikas Corporation
MSC - Mastercard Secure Code
MSDP - Multi-Sectoral Development Programme
MSS* - Market Stabilisation Scheme
MSME* - Micro, Small and Medium Enterprises
MVA - Manufacturing Value Added
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NAB - New Arrangement to Borrow
NABARD* - National Bank for Agriculture and Rural Development
NABET - National Accreditation Board for Education and Training
NAC - National Advisory Council
NACMF - National Agricultural Cooperative Marketing Federation
NACO - National AIDS Control Organization
NAF - National Agro Foundation
NAFTA - North American Free Trade Agreement
NASA - National Aeronautics and Space Administration
NASSCOM* - National Association of Software and Service Companies
NATO* - North Atlantic Treaty Organisation
NAV - Net Asset Value
NBC* - Net Bank Credit
NBER - National Bureau of Economic Research
NBFC* - Non Banking Finance Company
NBWL - National Board for Wild Life
NCAER* - National Council of Applied Economic Research
NCC - National Credit Council
NCCF - National Consumer Co-operative Federation
NCD - Negotiable Certificates of Deposits
NCDC - National Centre for Disease Control
NCDEX* - National Commodity and Derivatives Exchange Limited
NCERT - National Council of Educational Research and Training
NCHRH - National Council for Human Resource in Health
NCO - Non Commissioned Officer
NCPCR - National Commission for Protection of Child Rights
NCST - National Commission for Scheduled Tribes
NDA - National Defence Academy
NDDB* - National Dairy Development Board
NDC - National Development Council
NDF - National Defence Fund
NDMA - National Disaster Management Authority
NDTL - Net Demand and Time Liabilities
NEA - National Environment Authority
NEC - National Energy Conservation
NEER - Nominal Effective Exchange Rate
NEFT* - National Electronic Funds Transfer
NELP - New Exploration Licensing Policy
NEST - National Employment Savings Trust
NFAI - National Film Archives of India
NFCG* - National Foundation for Corporate Governance (NFCG) is maximizing the
shareholder value in a corporation while ensuring fairness to all stakeholders,
customers, employees, investors, vendors, the government and the society-atlarge.
NFSA - National Food Security Act
NFSM* - National Food Security Management
NFWP - National Food for Work Programme
NGO* - Non Government Organisation
NHPC* - National Hydroelectric Power Corporation
NHDF* - National Highways Development Fund
NIAF* - National Illness Assistance Fund
NIB - National Investment Bank
NIC - National Insurance Corporation
NIF* - National Investment Fund
NIMI - National Instructional Media Institute (NIMI) was established in 1986 by the
Government of India under the Ministry of Labour. NIMI has been functioning
as an Autonomous Society.
NIMHANS - National Institute of Mental Health and Neuro-Science
NMA - National Monuments Authority
NMCEX* - National Multi Commodity Exchange
NMDC - National Mineral Development Corporation
NMEEE - National Mission on Enhanced Energy Efficiency
NMIZs - National Manufacturing and Investment Zones
NNM* - Non Aligned Movement
NOAA - National Oceanic and Atmospheric Administration (US)
NOC - No Objection Certificate
NPA* - Non-Performing Assets
NPC - National People’s Congress (China’s Parliament)
NPCI - National Payments Corporation of India
NPCIL - Nuclear Power Corporation of India Limited (NPCIL) is a Public Sector
Enterprise Under the administrative control of the Department of Atomic
Energy (DAE), Government of India. NPCIL is responsible for design,
construction, commissioning and operation of nuclear power reactors.
NPS - National Pension System
NRE* - Non Resident External
NREGA* - National Rural Employment Guarantee Act
NRHM - National Rural Health Mission
NRLM - The National Rural Livelihood Mission
NSDL* - National Securities Depository Limited
NSE - National Stock Exchange
NSEI - National Stock Exchange of India (Limited)
NSIC - National Small Industries Corporation
NSS - National Service Scheme (NSS) is an Indian government-sponsored program
under the Department of Youth Affairs and Sports of the Government of India.
NSUI - National Students Union of India
NSWS - New Seven Wonder Society
NSZ - New Safety Zone
NTSC - National Television System Commission
NTUI - New Trade Union Initiative
NUEPA - National University for Education Planning and Administration
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OA - Operational Agreement
OAS - Organisation of American States
OAU - Organisation of African Unity
OCI - Overseas Citizen of India
OD - Over Drafts
ODA - Overseas Development Administration
ODIs* - One-Day Internationals
OECD* - Organisation for Economic Co-operation and Development (of India)
OGL - Open General Licence
OIC - Overseas Indian Citizenship/Organisation of the Islamic Conference
OIGS - On India Government Service
OIS - Overnight Index Swap
OLTAS - On Line Tax Accounting System
OMO - Open Market Operations
ONGC* - Oil and Natural Gas Corporation
OPEC* - Organisation of Petroleum Exporting Countries
OSCE - Organisation for Security and Co-operation in Europe
OSDD - Open Source Drug Discovery
OTA - Officers’ Training Academy
OTC - Over-the-Counter
OTCEI - Over-the-Counter Exchange of India
OTP - On-Time Performance
- - - × - - -
PAC - Public Accounts Committee
PACS - Primary Agricultural Cooperative Societies
PADA - Personal Accounts Delivery Authority
PAN* - Permanent Account Number
PAT* - Perform, Achieve and Trade
PAYE - Pay As You Earn
PCB - Pakistan Cricket Board
PCs - Participation Certificates
PDs - Primary Dealers
PDS* - Public Distribution System
PE* - Private Equity
PEC - Project and Equipment Corporation
PF - Provident Fund (PF)
PFRDA - The Pension Fund Regulatory and Development Authority
PHFI - Public Health Foundation of India
PHWRs - Pressurised Heavy Water Reactors
PIB - Press Information Bureau
PIL - Public Interest Litigation
PIM - Personal Information Management
PIN* - Postal Index Number / Personal Identify Number
PIO - Person of Indian Origin
PLR - Prime Lending Rate
PMEAC - Prime Minister’s Economic Advisory Council
PMG - Post Master General
PMLA - Prevention of Money Laundering Act
PMUPEP - Prime Minister’s Urban Poverty Eradication Programme
PNG - Piped Natural Gas
POS* - Point of Sale
POTA - Prevention of Terrorism Act
POTO - Prevention of Terrorism Ordinance
PPP* - Purchasing Power Parity / Public Private Partnership
PRIS - Punchayati Raj Institutions
PRP - Performance Related Payment
PSBs* - Public Sector Banks / Private Sector Banks
PSBT - Public Service Broadcasting Trust
PSEs - Public Sector Enterprises
PSU - Public Sector Undertaking
PVS - Permanently Vegetative State
PWC - Price Waterhouse Coopers
PWD - Public Works Department
PWDV - Protection of Women from Domestic Violence
- - - × - - -
QIB - Qualified Institutional Buyer
QIP - Qualified Institutional Placement
QRT - Quick Reaction Team
- - - × - - -
RAW - Research and Analysis Wing
RAY - Rajiv Awas Yojana
RBI - Reserve Bank of India
RCom - Reliance Communications
RDSO - Research Design and Standard Organisation
REER* - Real Effective Exchange Rate
RGST - Reformed General Sales Tax
RIBs - Resurgent India Bonds
RIDF - Rural Infrastructure Development Fund
RIL* - Reliance Industries Ltd
RLEGP - Rural Landless Employment Guarantee Programme
RMAI - Rural Marketing Association of India
RNBCs - Residuary Non-Banking Companies
RONW - Return on Net Worth
RRBs - Regional Rural Banks
RSE - Renewable Source of Energy
RTA - Regional Trade Agreements
RTI - Right To Information
RTE - Right To Education
RTGS* - Real Time Gross Settlement
- - - × - - -
SAARC* - South Asian Association for Regional Co-operation
SAC - Space Application Centre
SACF - South Asian Cinema Foundation
SAFMA* - South Asian Free Media Association
SAFTA* - South Asian Free Trade Agreement
SAI - Sports Authority of India
SAIL* - Steel Authority of India Limited
SASE - Self–Addressed Stamped Envelope
SBU - Strategic Business Units
SCARDB - State Co-operative Agricultural and Rural Development Bank
SCB - State Co-operative Bank
SCBs* - Scheduled Commercial Banks
SCOPE* - Standing Conference of Public Enterprises
SCSBs - Self Certified Syndicate Banks
SDs - Satellite Dealers
SDLs - State Development Loans
SDR - Special Drawing Rights
SEBI* - Securities and Exchange Board of India
SENSEX * - Sensitive Index of Bombay Stock Exchange (simply the SENSEX)
SEPA* - Single Euro Payments Area
SEWA* - The Self-Employed Women's Association of India (SEWA) is a trade union for
poor, self-employed women workers in India. SEWA is strongly supported by
the World Bank which holds it out as a model to be replicated elsewhere.
SEZ* - Special Economic Zone
SFC - State Financial Corporation
SFIO* - Serious Frauds Investigation Office
SGF - Settlement Guarantee Fund
SGL - Subsidiary General Ledger
SHCIL* - Stock Holding Corporation of India Limited (SHCIL) was incorporated as a
Public Limited Company in 1986. It has been jointly promoted and owned by
leading Banks and Financial Institutions viz., IFCI Ltd., IDBI Bank Ltd., SUUTI,
LIC, GIC, NIA, NIC, UIC, and TOICL, all leaders in their fields of
business.
SHG* - Self Help Group
SIDBI* - Small Industries Development Bank of India
SIFT - Sperm Intra – Fallopian Transfer
SIM - Subscriber Information Module
SIPS - Systemically Important Payment System
SIT - Special Investigation Team
SIV - Swine Influenza Virus
SLBC - State Level Banker’s Committee
SLR* - Statutory Liquid Ratio
SMAM - Sports Marketing and Management
SMBs - Small and Medium Businesses
SME* - Small and Medium Enterprises
SOG - Special Operation Group
S & P* - Standards & Poors
SPCA - Society for the Prevention of Cruelty to All Animals
SPMCIL - Security Printing and Minting Corporation of India Ltd
SPs* - Special Products
SPV* - Special Power Venture
SR - Security Receipt
SRLDC - Southern Regional Load Dispatch Centre
SROs* - Self Regulatory Organisations
SSC - Short Service Commission
SSI - Small Scale Industries
STC - State Trading Corporation
STCCS - Short-Term Co-operative Credit Structure
STCI* - Securities Trading Corporation of India (Ltd)
STEP* - Support to Training and Employment Programme
STRIPS* - Separate Trading of Registered Interest and Principle of Securities
STT - Securities Transaction Tax
SUNFED - Special United Nations Fund for Economic Development
SWAP* - In finance, a swap is a derivative in which counterparties exchange cash flows
of one party's financial instrument for those of the other party's financial
instrument.
SWAT - Special Weapons and Tactics
SWIFT* - Society for Worldwide International Financial Transactions
SWOT - Strength, Weakness, Opportunities and Threat
SWS* - Single Window Scheme
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TAFTA - Trans - Atlantic Free Trade Agreement
TAN - Tax Account Number
TBs - Treasury Bills
TBSE - Technology Bureau for Small Enterprise
TDA - Trade Development Authority
TDS* - Tax Deduction at Source
TIEA - Tax Information Exchange Agreement
TIFAC - Technology and Information Forecasting and Assessment Council
TIFR - Tata Institute of Fundamental Research
TIN - Tax Payers’ Identification Number
TIPS - Treasury Inflation Protected Securities
TMO - Telegraphic Money Order
TNC - Trans National Corporation
TOEFL - Test of English as a Foreign Language
TOR - Turnover Ratio
TPA - Third Party Administrators
TPDS - Targeted Public Distribution System
TPM - Total Productivity Maintenance
TQM - Total Quality Management
TRAI* - Telecom Regulatory Authority of India
TRDW - Talent Resources Development Wing
TRIMs - Trade Related Investment Measures
TRIPs* - Trade Related Intellectual Property Rights
TRS - Total Return Swap
- - - × - - -
UCBs - Urban Co-operative Banks
UGC* - The University Grants Commission (UGC) of India is a statutory organisation
set up by Union government in 1956, for the coordination, determination and
maintenance of standards of university education. It provides recognition for
universities in India, and provides funds for government-recognised
universities and colleges. Its headquarters are in New Delhi.
UIDAI* - Unique Identification Authority of India
UIP - Uncovered Interest Parity
ULIP* - Unit Linked Insurance Plan
UNCAC - United Nations Convention Against Corruption
UNCTAD* - United Nations Conference on Trade and Development
UNDESA - United Nations Department of Economic and Social Affairs
UNDP* - The United Nations Development Programme (UNDP) is the United Nations'
global development network. It advocates for change and connects countries to
knowledge, experience and resources to help people build a better life.
UNEP* - United Nations Environment Programme
UNESCO* - United Nations Educational, Scientific and Cultural Organization
UNFPA - United Nations Fund for Population Activities
UNICEF* - United Nations International Children's Emergency Fund
UNIDO* - United Nations Industrial Development Organisation
UNIFEM* - United Nations Development Fund for Women
UNODC - United Nation Office on Drugs and Crime
UNRWA - The United Nations Relief and Works Agency
UNSC - United National and Security Council
UPS - Uninterrupted Power Supply
USCIRF - The United States Commission on International Religious Freedom
USD* - US Dollar
USO - Universal Service Obligation
USP - Unique Selling Preposition
UTI - Unit Trust of India
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VAT* - Value Added Tax
VAR - Vector Auto Regression
VaR - Value at Risk
VCF - Venture Capital Fund
VISA* - VISA is an American multinational financial services corporation. It
facilitates electronic funds transfers throughout the world, most commonly
through Visa-branded credit card and debit cards.
VHC - Village Health Committee
VMC - The Venue Media Center
VRS* - Voluntary Retirement Scheme
VSAT - Very Small Aperture Terminal
VSSC - Vikram Sarabhai Space Centre
VTR - Value Traded Ratio
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WADR - Weighted Average Discount Rate
WAY - World Assembly of Youth
WCDMA - Wideband Code Division Multiple Access
WDM - Wholesale Debt Market /World Debt Market
WEF* - World Economic Forum
WFI - Wrestling Federation of India
WFTU - World Federation of Trade Union
WGC - World Gold Council
WHO* - World Health Organisation
WIPO - World Intellectual Property Organisation
WMD* - Weapons of Mass Destruction
WMF* - World Monuments Fund
WMO - World Meteorological Organisation
WPI* - Wholesale Price Index
WTO* - World Trade Organisation
WTP - Willingness–to-Pay
WWF - World Wildlife Fund
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XBT - Expandable Bathy Thermographic
XPD - X-Ray Photoelectron Diffraction
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YCMA - Young Christians Men’s Association
YTM - Yield to Maturity
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ZBB - Zero Based Budgeting
ZCBs - Zero Coupon Bonds
ZIP - Zonal Improvement Plan
ZOPFAN - Zone of Peace, Freedom And Neutrality
ZPG - Zero Population Growth